Links
This Site may contain links to other Internet sites that are not maintained by the Companies ("External Sites"). The links to External Sites are provided only for your convenience, and you access them solely at your own risk. The Companies make no representations whatsoever about the External Sites. The External Sites contain information created, published, maintained, or otherwise posted by persons, organizations, and entities independent of the Companies. The Companies are not responsible, and disclaim responsibility, for the content, accuracy, or your use of any External Sites. The inclusion of a link to an External Site(s) does not imply the Companies’ approval, endorsement, or recommendation of the External Site(s) or the information, products, or services found therein.

Viruses
The Companies cannot, and do not, guarantee or warrant that this Site, or any linked External Site, including any materials downloadable from this Site, or any linked External Site, are free of computer viruses or other harmful, contaminated, or destructive components (collectively, "Viruses"). You expressly agree that your use of this Site, or the access of any External Site through the links on this Site, is solely at your own risk. The Companies disclaim all liability for any damages caused by, or arising from, Viruses contained on this Site or an External Site you accessed through a link on this Site.

Information contained on, including materials downloadable from, this Site, or any linked External Site, may contain errors. Although the Companies may update the information and materials on this Site from time to time, the information and materials provided on this Site may no longer be accurate or may no longer be the most current information available. For example, this Site, or a linked External Site, may continue to provide access to revised or superseded reports, orders, and directives for archival purposes. Before acting on information found on this Site, or on any linked External Site, you should confirm independently the accuracy of the information and whether the information is the most current information available.

The Companies do not make any express or implied warranties, guarantees, or representations whatsoever (including, without limitation, warranties of title, non-infringement, merchantability, or fitness for a particular purpose) as to your use of this Site or any information provided on this Site, including that this Site, or the materials downloadable from this Site, are free of Viruses, or the accuracy, reliability, or completeness of any information provided on this Site. In no event will the Companies be liable to you or to any party for any loss or damages (including, without limitation, direct, indirect, special, compensatory, punitive, or consequential damages) that result in any way from your use of this Site, from Viruses contained on this Site, or from your reliance on, or use of, any information provided on this Site.

The information on products, services, and insurance coverages contained in this Site are provided solely for the purpose of providing general information on the effect of Companies’ receivership and liquidation proceedings on such products, services, or insurance coverages. Any such information is not intended to be, nor shall it constitute, a solicitation or offer to sell in connection with any product, service, or insurance coverage.

Nothing on this Site constitutes a binding legal statement by the Receiver, the Deputy Receiver, or their representatives. Nor are the statements contained on this Site intended as complete legal descriptions of the events or matters to which they relate. The material provided on this Site is offered only for the purpose of general information. For full legal information, interested parties should review the source documents and applicable legal authorities.

Professional Advice
Nothing on this Site constitutes legal, tax, financial planning, insurance planning, or other professional advice of any kind by the Companies. If you have a question requiring professional advice, you should seek the advice of a qualified professional in the relevant field.

Copyright
The design of, and certain information provided on, this Site are protected by copyright, trademark, and other proprietary rights. All trademarks and service marks on this Site are owned by the indicated company, unless noted otherwise. You may cite to the information on this Site and make copies of the information for your own use. You must have our advance written permission to distribute copies of any protected information to others. To request such permission, send a message via e-mail to webmaster@reciprocalgroup.com. Please include your name, address, and telephone number, and a description of the intended extent, purpose, and distribution of your copying.

Confidentiality
The communications, messages, and materials you send to the Companies or webmaster through this Site are by Internet electronic mail, and are on a non-confidential basis, and may be accessible to other Internet users.

Copyright © 2005 Reciprocal of America and The Reciprocal Group, each in receivership for liquidation. All rights reserved.